If you are thinking about selling residential property, we hope you will find our collection of guides
to be useful. The sale of property in the UK involves the transfer of the legal title from the current owner to the property buyer, which must be
carried out in accordance with correct procedures. You are likely to come into contact with professional people who specialise in this kind of work,
such as estate agents and solicitors, so it can also be helpful to become familiar with some of the terminology.
| About Estate Agents | Estate Agents provide services to people buying and selling property, however estate agents are normally paid exclusively by their client, who is the person selling the property.  |
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| About Solicitors | A solicitor is a type of lawyer. Solicitors provide expert guidance on the problems people regularly face, including buying and selling houses, drawing up wills, and dealing with relationship breakdown. |
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| Bridging Loans | A Bridging Loan is a temporary, short-term loan, which is secured on land or property (eg your existing home) and is therefore a type of mortgage. |
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| Contracts & Completion | Exchanging contracts and completion of the property transaction are parts of the normal legal process and ensure that buying and selling property is carried out correctly and in accordance with the law. |
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| Conveyancing | Conveyancing is the legal process by which property ownership is transferred from the seller to the buyer. |
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| Debt Consolidation | Debt consolidation allows you repay all your existing credit card and other expensive borrowing and loans, so that all the current debts are combined together into one simple loan agreement. |
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| Equity Release | Equity Release is a means of using the value of your home to receive either a lump sum of cash or regular monthly instalments, or a mixture of both. |
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| Glossary | Some of the technical terms that you may come across in the process of buying and selling property. |
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| Home Improvement Loan | A home improvement loan is a loan secured on your property. As the home owner, it frees you up to do whatever improvements you want on your property. |
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| Home Information Packs | The provision of a Home Information Pack (HIP) became a legal requirement for anyone who begins marketing a four bedroom home for sale in England & Wales from 1st August 2007. The government intends to extend this to all residential property as soon as possible. |
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| House Price Indexes | House Price Indexes are useful for keeping track of house prices and essential for anyone thinking of buying or selling their home, but there are many ways of measuring house prices and this can sometimes lead to confusion, so we have summarised the main UK House Price Indexes that are currently available. |
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| Moving Checklist | If you are lucky you will have a gap of around one month between exchange of contracts and completion of the sale, which should give you just enough time to make all the arrangements. Here are some suggestions for making a checklist of things you need to do. |
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| Property Auctions | The main benefit of selling at auction is that you know precisely how much money you will receive and the exact date you will get it. It is also a public event, so if you need to ensure that the sale is conducted openly then an auction may be the best way to achieve this. |
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| Property Selling Tips | If you are thinking about selling your home, preparation and planning are essential in order to achieve the best possible result. Our Top Ten Tips for selling will help you to start thinking about the most important issues. |
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| Property Valuation | If you are thinking about selling your property and would like a free valuation, we can put you in touch with an estate agent in your local area who will be pleased to assist you. |
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| Remortgages | A remortgage is a change from one mortgage to another, without selling your home. |
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| Secured Loan | This is a type of loan where the lender uses the borrower's existing assets (usually their home) as security, so the loan is 'secured' on the property. |
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